Specialist Mortgage & Commercial Finance Broker The UK
Mortgages & Finance for Business Owners, Directors & Sole Traders
I help business owners secure mortgages, loans, bridging and BTL finance — even when banks say no. If your income is complex, I make it simple.
From mortgages and business loans to bridging, investment finance, and free conveyancing quotes everything handled seamlessly under one roof.
Business Owner Finance Solutions: Mortgages | BTL | Bridging | Business Loans
Finance That Understands Business Owners
Whether you’re planning your next buy-to-let, refinance or business loan, a quick 1-2-1 can save weeks of guesswork.
I work with self-employed professionals, company directors, and business owners who often find themselves misunderstood by traditional lenders. Too many banks look only at payslips and ignore the real strength of your business leaving you frustrated and wasting time on declined applications.
Why My Clients Choose Me
✅ Independent advice, not tied to any one lender
✅ Direct, personal service no call centres, no scripts
✅ Access to 200+ lenders across mortgages, business finance, and investment funding
✅ Support that continues beyond the deal
When the banks say no, I help you find the smarter way forward.
Why Work With Stuart?
I don’t believe in one-size-fits-all advice. I work with individuals and business owners who want a smarter, more personalised approach to mortgages, commercial finance, and financial protection.
When you work with me, you get:
Real Expertise — Not a Call Centre
You’ll deal directly with me not a switchboard, a chatbot, or a junior assistant. I bring experience, lender insight, and strategic thinking to every case, no matter how complex.
Tailored, Strategic Advice
Whether you’re self-employed, a director, or growing a business, I take the time to understand your goals then build a plan that fits. No guesswork. No shortcuts. Just clear, honest advice.
Access to the Finance Forward System™
This 5-step advisory process guides you from start to finish with structure, clarity, and care so you always know where you stand, and what’s coming next.
Support Beyond the Deal
My service doesn’t stop at approval. I help protect what you’ve built and check in after completion to ensure you’re still on track.
A Reputation Built on Trust
Clients come to me when other brokers say no and stay with me because they know I put their interests first. Just check the testimonials
Real Results for Real Clients
When lenders say no, my clients don’t give up they get tailored advice, a clear strategy, and finance that works for their circumstances.
About Stuart
I’ve been a teacher, a landlord, and now a finance broker so I understand the challenges of running a business and managing property. I set up Finance with Stuart to give directors, entrepreneurs, and investors clear, independent guidance that fits their world, not just a lender’s form.
Finance That Works for You — Not Just the Bank
What I Offer
Financial advice that fits your world not just a lender’s form.
I specialise in providing tailored finance solutions for people with more complex lives self-employed professionals, company directors, and business owners who don’t tick the “standard” boxes.
Whether you’re buying, borrowing, investing or protecting, my advice is strategic, personal, and built around your goals.
Residential Mortgages
First-time buyer? Moving home? Remortgaging? I help you navigate the process with confidence especially if you’re self-employed or have multiple income streams.
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Self-employed & director-friendly
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Buy-to-let & portfolio landlord advice
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Strategic remortgage planning
Commercial & Business Finance
Need capital to grow, acquire, or refinance your business? I’ll guide you through the complex commercial funding landscape.
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Business acquisition finance
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Franchise funding
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Commercial mortgages & asset finance
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Unsecured loans & short-term bridging
Financial Protection
Getting the right cover in place means protecting the life you’ve worked hard to build. I offer advice that’s human, not hard-sell.
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Income protection
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Critical illness & life cover
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Protection for business owners & directors
This isn’t about chasing the cheapest rate it’s about building a finance strategy that works for you today and tomorrow.
Don’t Leave It to Chance; Book Your Free Call Now
The DealSense Report; Smarter Property Decisions Made Easy
For a limited time, I’m offering the DealSense™ Report normally priced at £100 for just £75 when booked alongside a consultation or downloaded with the Finance Forward System™ guide.
Buying a property is one of the biggest financial decisions you’ll ever make. Too often, buyers rush into offers without fully understanding the risks, costs, or legal implications. DealSense™ is designed to change that.
What’s Included in the Report?
📊 Affordability guidance based on your current income and goals
🧱 Property insights to ensure you’re not overpaying or overlooking key issues
📍 Local market indicators where relevant
💡 Funding strategy tailored to your unique profile (especially useful for self-employed buyers or portfolio landlords)
🛡 Initial protection considerations so you’re not exposed post-purchase
⚖️ Free conveyancing quotes compare trusted solicitors instantly and save time and money on legal fees
Why It’s Valuable?
✔ Helps you make smarter offers
✔ Gives you more confidence when negotiating with agents
✔ Prevents rushed decisions that could hurt your long-term plans
✔ Shows lenders and solicitors that you’re prepared and credible
✔ Saves you time by including free conveyancing quotes no need to hunt for solicitors separately
Get clear, straightforward advice — no jargon, no pressure, just guidance.
Buying a business? Don’t guess your way through funding
Most first-time buyers or directors don’t realise how much support is available from specialist lenders.
This guide walks you through how to fund a business purchase even if you’re not a homeowner or don’t have a massive deposit.
✅ What’s Inside:
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3 proven structures used by SME buyers
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Lenders that support MBOs and MBIs
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What documents you’ll need
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Common pitfalls and how to avoid them
Talk through your goals and find the best finance options for your situation
Your ‘How’ – The Finance Forward System™
A 5-step process built around you
Whether you’re self-employed, a company director, or a growing business, the Finance Forward System™ gives you clarity, strategy, and confidence at every step.
🔎 Step 1: Discovery
We start with a genuine conversation ideally face-to-face. I take time to understand your situation, your ambitions, and your financial reality. No jargon. No sales pitch. Just a clear picture of where you are and where you want to go.
📁 Step 2: Evidence
Once we’ve mapped out your goals, I help you gather the right documentation. This stage is crucial and often overlooked. I know exactly what lenders want to see, and I guide you in preparing your case properly, so we position you in the strongest light.
🧭 Step 3: Sourcing
This is where my market knowledge and lender relationships come in. I research, match, and often negotiate directly with underwriters or BDMs to find the most suitable product for your needs whether residential, commercial, or protection.
🧩 Step 4: Solution
You’ll receive a clear, personalised recommendation not a generic quote. We talk it through together, ensuring it fits your short- and long-term goals. I don’t disappear after the application either I guide you right through to completion, with regular updates and full transparency.
🔐 Step 5: Protection & Review
Once your mortgage or finance is secured, I help you protect what you’ve built with tailored protection advice. And I stay in touch. We review your needs regularly so that you’re always one step ahead.
🧠 Why It Works:
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No call centres
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No guesswork
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No pressure
Just strategic, relationship-led advice built on experience, empathy, and execution.
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