Specialist Mortgage & Commercial Finance Broker The UK
Banks don’t understand your business, your income, or you
Smarter Finance for the Real World
In a hurry or dealing with a live deadline? You can book a free 15 minute finance sense check here
Most people who download this realise they’ve been guessing for years.
⭐⭐⭐⭐⭐ “Stuart made everything simple and helped us secure the funding we needed.” — Carwyn H.
Most people pay more for finance than they need to usually because no one ever explains how it really works.
I break it down simply, clearly, and without the jargon.
What the Smart Finance Blueprint Helps You Do
The Smart Finance Blueprint gives you the exact steps lenders look for so you can prepare properly, avoid delays, and increase your chances of approval.
3 key benefits:
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Understand what lenders want (before you apply)
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Avoid common mistakes that cause declines
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See how to prepare your business or property for finance
⭐⭐⭐⭐⭐ “Clear, straight advice that saved us time and stress.” — M. Lomas
What People Say About Working With Me
When lenders say no, my clients don’t give up they get tailored advice, a clear strategy, and finance that works for their circumstances.
Every one of these clients started in the same place getting clear before applying.
Finance Shouldn’t Be This Confusing
I help:
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Business owners and company directors
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Property investors (BRR / BTL / bridging)
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Self-employed professionals
With:
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Funding, property finance and clear preparation
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Straight answers before you apply
At this point, most people choose one of two paths:
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Get clear first → Download the Free Blueprint
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Get clear first → Download the Free Blueprint
⭐⭐⭐⭐⭐ “Stuart understood my business and explained everything in plain English.” — Cantelo Lighting
FCA-regulated • Independent • No obligation
Business Owner Finance Solutions: Mortgages | BTL | Bridging | Business Loans
A Simple, Calm Finance Process
Step 1 — Download the Blueprint
Get clear on what lenders need — takes just 7 minutes.
Step 2 — Sense-check your plan (optional)
I talk you through and map your best options
Step 3 — Get the right finance
I handle the search and guide you through the process
Your Free Smart Finance Blueprint
A simple guide I created to help you:
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Avoid the biggest finance mistakes
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Prepare properly before applying
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Understand how lenders think
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Save money on mortgages, loans and property finance
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Feel more confident navigating the entire process
If you’re planning to borrow in the next 6–12 months, guessing is one of the most expensive mistakes you can make.
It’s straight-talking, practical and based on real client experience.
This is for you if:
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You plan to borrow in the next 6–12 months
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Your income doesn’t fit neat bank criteria
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You want clarity before submitting applications
This isn’t for you if:
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You just want the lowest rate headline
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You’re happy guessing and hoping lenders say yes
FCA-regulated • Independent • No obligation
Clear Guidance. Real Support. No Jargon.
I help people make confident decisions about:
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Property and mortgage finance
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Business Finance
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Self-employed and director income
If you’re planning to borrow in the next 6–12 months, guessing is one of the most expensive mistakes you can make.
If you're unsure or want to avoid costly mistakes, i'll explain your options clearly so you can move forward with confidence.
FCA-regulated • Independent • No obligation
Trusted by Business Owners & Property Investors Across Surrey and the South East
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Independent, whole-of-market access
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AR of Connect IFA (FCA regulated)
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20+ ★★★★★ Trustpilot reviews
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20 years of real landlord experience
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Clear, jargon-free guidance
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Direct access to me; not a call centre
Your income doesn’t need to fit a bank’s box.
You just need someone who understands how you really work.
FCA-regulated • Independent • No obligation